Serving You with
Integrity and Wisdom
With more than 65 years of combined financial planning experience, we are a knowledgeable and seasoned team with a passion for keeping our clients on target toward their long-term goals.
Richard Allred,
CFP®, CFA®, AIF®
Partner
Dustin Cidorowich
Financial Planning Associate
Edward Scott Porter,
Partner Emeritus
Therese Ricci
Client Services Specialist
John Paul Stevens
Financial Planning Associate
Nicole Sughrue
Financial Services Administrative Assistant
Richard Allred, CFP®, CFA®, AIF®
Partner
Rich began his journey to become a financial advisor when he was a sophomore in college and he never looked back. In 2005, when he was studying finance and economics at Babson College, he served as an intern to Robert Jarras, a financial advisor with Ameriprise Financial at the time. After graduating from Babson in 2007, Rich began working full-time with Robert as an associate financial advisor.
Through Robert’s mentoring, Rich’s passion for helping people to achieve their financial dreams grew. Today, he creates and implements comprehensive financial plans for his clients, emphasizing investment, retirement, and estate planning. Rich is serving his clients’ best interests with the same integrity and commitment that he learned from his mentor.
“I find that working with clients and helping them define their goals, make sense of their finances, and better understand how key decisions can help bring them closer to living the life they wanted is so rewarding for me,” said Rich. “I feel like I am making a difference in my clients’ lives.”
Rich believes the caring approach that the Core Wealth Advisory team brings to each client sets the firm apart. “Having investment knowledge and an analytical mind is important, but we bring so much more to our client relationships. We are empathetic, altruistic, trustworthy, and considerate. This is why we build genuine and long-lasting relationships with the individuals and families we serve.”
Before forming Core Wealth Advisory in 2021, Rich was with KSP Financial Consultants, where he had been a senior financial consultant since 2014. Rich is a CERTIFIED FINANCIAL PLANNER®(CFP®) professional, and he completed the rigorous, intensive, and comprehensive training required to earn the prestigious CFA® charter. He also earned his Accredited Investment Fiduciary® (AIF®) certification. Rich is a member of the Boston Security Analysts Society, he holds FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network®, and he is insurance licensed in 10 states.
Rich is committed to giving back to his community. He is on the board of directors for Hospitality Homes, a local non-profit that matches out-of-town patients with volunteer homes and donated apartments to provide the patients with a place to stay while receiving medical treatment.
Rich grew up in Maine, and today, he and his wife, Jasmin Tabares, and daughter, Maria Carmen, live in Canton, Massachusetts. Rich enjoys golf, downhill and cross-country skiing, cooking, watching football, and visiting family and friends.
Dustin Cidorowich
Financial Planning Associate
A St. Lawrence University graduate, Dustin spent over 15 years in the property and casualty insurance industry, where he held technical leadership positions focused on pricing strategy, product design, and underwriting infrastructure. In these roles, he orchestrated cross-functional partnerships to develop and implement scalable solutions that met complex business objectives— experience that strengthened his analytical skills, attention to detail, and problem-solving approach.
In 2024, Dustin made a deliberate transition into financial services, joining R.W. Rogé & Company with a commitment to applying his technical acumen to help families and individuals navigate their financial futures. This career evolution reflects his passion for continuous learning and his dedication to making a meaningful impact in clients' lives.
At Core Wealth Advisory, Dustin brings a unique blend of technical expertise and client-centered service to his role. He serves as a technical and administrative partner to the firm's advisor team, ensuring every client receives an exceptional experience. His responsibilities encompass collecting and organizing detailed client financial data, preparing comprehensive investment and financial planning reports, and supporting the implementation and follow-through of tailored financial strategies. Dustin enables advisors to deliver informed, strategic recommendations while maintaining the highest standards of service and precision and brings a unique blend of technical expertise and client-centered service to his role at Core Wealth Advisory. Dustin is committed to helping clients feel confident and empowered in their financial decisions, bringing the same process-driven excellence that defined his insurance career to every interaction at Core Wealth Advisory.
Dustin holds his FINRA Series 65 securities registration through Commonwealth Financial Network® and is actively advancing his professional credentials, including pursuing additional licensing, and working toward his CFP® designation.
A Maine native, Dustin resides in Middleton with his wife, Katelyn, and their two children, Nico and Poppy. His family keeps him energized and grounded, and when time permits, he enjoys unwinding on the golf course.
Edward Scott Porter
Partner Emeritus
Ted recently retired after a long and fulfilling career helping clients clarify their goals and feel confident about their financial futures.
After graduating from Amherst College, Ted began his career in advertising but soon realized he wanted to make a more personal impact. That led him to financial planning, where his analytical and curious mind, love of research, and genuine care for people became the foundation of his work.
For almost four decades, Ted guided clients with patience, insight, and a coach’s mindset—always focused on helping them move closer to their dreams. Before co-founding Core Wealth Advisory in 2021, he spent many years as a partner at KSP Financial Consultants.
Now enjoying retirement, Ted lives in Nantucket with his wife, Jennifer, and their dog Bartlett. He spends his time trying to restore decency to this country and skiing, golfing, hiking, staying active, visiting the beach, traveling and spending time with family.
Therese Ricci
Client Services Specialist
Before joining the Core Wealth Advisory team, Therese worked at KSP Financial Consultants since 2006. She has worked with senior financial consultant Robert Perimian since 1998 as a client service specialist, focusing on asset transfers, appointment preparation, and schedules. Therese has 19 years' previous banking experience with Guaranty First Trust and five years' experience running a family business.
Therese lives in Waltham with her three children: Lisa, Thomas, and Edward. She enjoys traveling, cooking, and gardening.
John Paul Stevens
Financial Planning Associate
John Paul began his financial services career at Vanguard in 2022, where he worked as a retirement specialist and small business retirement consultant. During this time, he helped business owners better understand retirement plan options while educating them on investments and account types.
“I’ve spoken with countless clients who needed guidance on navigating the complexities of their financial situation. Offering my knowledge and experience often enabled them to take confident steps toward a more secure future. This was very fulfilling to me and served to reinforce my commitment to the advisory field,” said John Paul. “Financial planning plays a crucial role in people’s lives, and I’ve enjoyed helping clients build a clear path forward to achieve their long-term goals.”
At Core Wealth Advisory, John Paul supports advisors in constructing comprehensive financial plans for clients, while also assisting with service requests and account transactions. He values the firm’s collaborative and personalized approach to client relationships, and the integrity and excellence that define its work.
John Paul holds FINRA Series 7, 63, and 66 securities registrations through Commonwealth Financial Network®. He is committed to expanding his skillset and plans to pursue additional industry certifications.
Originally from Philadelphia, John Paul now lives in Newton near Boston College, where he received his bachelor’s degree in philosophy. One of five siblings, he remains a passionate supporter of Philadelphia sports teams—especially the Eagles. He also enjoys reading, golf, working out, and spending time with family and friends.
Nicole Sughrue
Financial Services Administrative Assistant
Before joining Core Wealth Advisory, Nicole worked as a caseworker within the Worcester area and spent time as an office administrator for a private psychiatric practice. In her current role, Nicole’s responsibilities include supporting the firm in its client servicing and operational initiatives, as well as managing the front desk area. Nicole is detail oriented, has strong organizational skills and is dedicated to creating a positive client experience.
Nicole graduated from Framingham State University in 2024 with a bachelor's degree in Sociology and English. She is passionate about giving back to her community and has spent time working within the nonprofit sector and volunteering in various organizations throughout Massachusetts. Nicole grew up in historically charming Hopedale, where she currently resides with her family and Kirby, her very clever cat. Outside of work, she enjoys playing video games, staying active and spending time with friends and family.
Robert J. Zdanis, EA
Partner
A Northeastern University Alum, Robert embarked on his financial services career with American Express Financial Advisors in January of 1990. In 1995, he teamed up with KSP Financial Consultants (formerly Karelis, Sliwa & Associates) and transitioned through several roles while developing a strong interest in the operational aspects of running a practice. Joining Core Wealth Advisory in 2021, Robert directs operational initiatives and is responsible for managing the support and infrastructure systems of the firm.
“As an operations lead, I enjoy working with our team to design systems that enhance the client-advisor relationship. We collaborate and work efficiently as a unit and this approach allows us to deliver meaningful relationship-building client service. Our intent is to make every client service interaction flow with value and professionalism.”
Robert holds FINRA Series 7 and 63 securities registrations through Commonwealth Financial Network®. He is also an Enrolled Agent and as such has been admitted to practice before the Internal Revenue Service.
Originally from Venezuela, Robert has made Massachusetts his home away from home. He, his wife, Christina and their daughter, Arielle enjoy a serene country setting in the town of Upton. “I enjoy the peace and quiet, our family walks – hills and woods everywhere you look. I also enjoy listening to music, cooking and working on PCs or projects - Legos with Arielle are special. Mostly, we love to travel, especially to visit friends and family and preferably to warm coastal locations.”