Serving You with
Integrity and Wisdom
With more than 65 years of combined financial planning experience, we are a knowledgeable and seasoned team with a passion for keeping our clients on target toward their long-term goals.
Our Team
Richard Allred,
CFP®, CFA®, AIF®
Partner
Andrew Karelis,
AIF®
Partner
Edward Scott Porter,
CFP®, AIF®
Partner
Jeffrey Karelis,
CFP®, CLU, AIF®
Partner Emeritus
Therese Ricci
Client Services Specialist
Corrine Sonia, MBA
Client Account & Services Manager
Varicia Vanterpool
Front Desk Client Services Specialist
Robert J. Zdanis, EA
Partner
Get to Know Us
Richard Allred, CFP®, CFA®, AIF®
Partner
Rich began his journey to become a financial advisor when he was a sophomore in college and he never looked back. In 2005, when he was studying finance and economics at Babson College, he served as an intern to Robert Jarras, a financial advisor with Ameriprise Financial at the time. After graduating from Babson in 2007, Rich began working full-time with Robert as an associate financial advisor.
Through Robert’s mentoring, Rich’s passion for helping people to achieve their financial dreams grew. Today, he creates and implements comprehensive financial plans for his clients, emphasizing investment, retirement, and estate planning. Rich is serving his clients’ best interests with the same integrity and commitment that he learned from his mentor.
“I find that working with clients and helping them define their goals, make sense of their finances, and better understand how key decisions can help bring them closer to living the life they wanted is so rewarding for me,” said Rich. “I feel like I am making a difference in my clients’ lives.”
Rich believes the caring approach that the Core Wealth Advisory team brings to each client sets the firm apart. “Having investment knowledge and an analytical mind is important, but we bring so much more to our client relationships. We are empathetic, altruistic, trustworthy, and considerate. This is why we build genuine and long-lasting relationships with the individuals and families we serve.”
Before forming Core Wealth Advisory in 2021, Rich was with KSP Financial Consultants, where he had been a senior financial consultant since 2014. Rich is a CERTIFIED FINANCIAL PLANNERTM (CFP®) professional, and he completed the rigorous, intensive, and comprehensive training required to earn the prestigious CFA® charter. He also earned his Accredited Investment Fiduciary® (AIF®) certification. Rich is a member of the Boston Security Analysts Society, he holds FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network®, and he is insurance licensed in 10 states.
Rich is committed to giving back to his community. He is on the board of directors for Hospitality Homes, a local non-profit that matches out-of-town patients with volunteer homes and donated apartments to provide the patients with a place to stay while receiving medical treatment.
Rich grew up in Maine, and today, he and his wife, Jasmin Tabares, and daughter, Maria Carmen, live in Canton, Massachusetts. Rich enjoys golf, downhill and cross-country skiing, cooking, watching football, and visiting family and friends.
Andrew Karelis, AIF®
Partner
The care and attention that Andrew provides his clients help him ensure they are prepared for the financial challenges they may face on their life’s journey. Andrew offers his clients 19 years of financial services experience and his passion for helping them define and attain their dreams. He specializes in delivering sophisticated financial planning and investment management strategies to individuals, families, and institutions.
A good listener with an empathetic ear, Andrew values the lasting relationships and friendships he has formed with his clients. “When you work as closely with clients as we do to help them achieve a milestone or significant financial goal, you build strong relationships,” said Andrew. Being able to develop these genuine friendships with people from various careers and communities is very rewarding to me.”
The financial planning that Andrew delivers for his clients is designed to help them travel during their retirement, spend time volunteering for causes that are important to them, or enjoy time with their children and grandchildren. "My clients are also my friends. That’s why I spend the time to get to know them and their hopes and fears, so I can better guide them through a complex financial world and get them to their financial destination. I want to take away as many of their financial concerns as possible, so they can focus on what is important to them and their families.”
Before forming Core Wealth Advisory in 2021, Andrew was a partner with KSP Financial Consultants. In 2015, Andrew was named #10 in the United States for Independent Advisors under the age of 40 by Rep Magazine.1 He has earned his Accredited Investment Fiduciary®(AIF®) certification and holds FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network®. He also holds life and health insurance licenses in the state of Massachusetts.
Andrew is committed to giving back. He is actively involved in several charitable organizations, including the Alzheimer’s Association. He enjoys spending time with his wife, Kim, and their daughters, Arianna and Lexi. He is also an avid distance runner. Andrew is a lifelong Boston sports fan who is equally as enthusiastic about athletics at his alma mater, University of Wisconsin Madison.
1 WealthManagement.com 2015 Top 10 NextGen IBD Advisors are ranked based on Asset Under Management
Edward Scott Porter, CFP®, AIF®
Partner
Ted works with our Core Wealth Advisory clients to help them define their goals, manage their portfolios, and address their financial questions and concerns.
After receiving his bachelor’s degree from Amherst College, Ted joined one of the nation’s largest advertising firms in New York, as an account executive. He learned a lot but soon determined he wanted to impact peoples’ lives and help them reach their dreams. That’s when he entered the financial services industry.
“Advertising taught me that I am a very analytical person with a passion for research. I love digging deep into every issue to help uncover the most appropriate solution to address each challenge,” said Ted. “I bring that same passion and determination to my client relationships. I spend a great deal of time searching for the right answer and the most effective solution to help our clients achieve their aspirations.”
Ted has been a financial advisor since 1988. Before forming Core Wealth Advisory in 2021, he was with KSP Financial Consultants, where he had been a partner since 1996. Ted is a CERTIFIED FINANCIAL PLANNERTM (CFP®) professional and has earned his Accredited Investment Fiduciary® (AIF®) certification. He holds FINRA Series 7, 24, 63, and 65 securities registrations through Commonwealth Financial Network®, and he is licensed in life and health insurance.
If he hadn’t become a financial advisor, Ted could see himself working as an athletic coach. He enjoys staying in shape, being active, and helping children compete and embrace a winning attitude. Ted brings his effective coaching approach to his clients, and he takes satisfaction in helping them achieve a financial milestone or reach a long-term goal.
Ted and his wife, Jennifer, live in Nantucket with their dogs, Bristol and Bartlett. Ted supports the Nantucket Food Pantry and the Boston Food Bank. He enjoys skiing, golf, hiking, working out, visiting the beach, and spending time with his family.
Jeffrey Karelis, CFP®, CLU, AIF®
Partner Emeritus
Jeff retired in 2020 after 51 years as a financial consultant but still has kept all of his licenses so that he can manage his and one or two other accounts “to keep my head in the game.”
After graduating from the University of New Hampshire in 1969, Jeff began his career with Investors Diversified Services, where he was a sole practitioner until 1993, when he and Matt Sliwa founded Karelis, Sliwa & Associates, later to become Karelis, Sliwa & Porter.
In January 2006, the firm changed its name to KSP Financial Consultants and simultaneously changed its broker/dealer affiliation to Commonwealth Financial Network®. Jeff is a CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner, a Chartered Life Underwriter® (CLU®), and an Accredited Investment Fiduciary® (AIF®). His specialties include protection planning, retirement planning, and estate planning. He holds FINRA Series 1, 24, 63, and 65 securities registrations through Commonwealth Financial Network and is a member of the Financial Planning Association and Society of Financial Service Professionals.
Jeff has been married to Joanie since 1974. They have two children. Andrew is a partner with Core Wealth Advisory, and Emily is a real estate attorney. Jeff's interests include movies, golf, reading, travel, and spending time with his four grandchildren, Ari, Lexi, Ben, and Ava.
*FT 400: To compile the 2015 list, the Financial Times evaluated nominees on six primary areas and calculated a numeric score for each advisor. The areas of consideration were assets under management (AUM), asset growth, compliance record, experience, credentials, and accessibility. Approximately 1,488 qualified applications were received; 400 advisors were selected, representing 26.9 percent of applicants. Not indicative of advisor's future performance. Your experience may vary. For the full methodology, please visit ft.com
Therese Ricci
Client Services Specialist
Before joining the Core Wealth Advisory team, Therese worked at KSP Financial Consultants since 2006. She has worked with senior financial consultant Robert Perimian since 1998 as a client service specialist, focusing on asset transfers, appointment preparation, and schedules. Therese has 19 years' previous banking experience with Guaranty First Trust and five years' experience running a family business.
Therese lives in Waltham with her three children: Lisa, Thomas, and Edward. She enjoys traveling, cooking, and gardening.
Corrine Sonia, MBA
Client Account & Services Manager
Before joining the Core Wealth Advisory team, Corrine worked at KSP Financial Consultants since May 2007. She holds her FINRA Series 7 and 66 securities registrations. Her main responsibilities include trading, asset transfers, and rollovers, preparing for client meetings, and client service.
Corrine’s prior experience includes working in the health care industry as an office manager. She attended Suffolk University for undergraduate studies and in 2006 received her MBA from Bentley University. Corrine lives in Framingham with her husband, two daughters and their rescue pup from Louisiana. She enjoys the great outdoors, spending time in NH and on Cape Cod, yoga, gardening, and hosting get togethers for friends and family.
Varicia Vanterpool
Front Desk Client Services Specialist
Varicia worked for KSP Financial Consultants since April 2016 before joining the Core Wealth Advisory team. Her main responsibilities include managing the front desk area, client and office services, and advisor support.
Varicia’s prior experience includes working in the veterinary medicine industry as a veterinary technician. She attended the University of Connecticut and in 2008 received her bachelor’s degree in environmental science. Originally from New York, Varicia currently lives in Arlington and enjoys exploring the outdoors and spending time with friends.
Robert J. Zdanis, EA
Partner
A Northeastern University Alum, Robert embarked on his financial services career with American Express Financial Advisors in January of 1990. In 1995, he teamed up with KSP Financial Consultants (formerly Karelis, Sliwa & Associates) and transitioned through several roles while developing a strong interest in the operational aspects of running a practice. Joining Core Wealth Advisory in 2021, Robert directs operational initiatives and is responsible for managing the support and infrastructure systems of the firm.
“As an operations lead, I enjoy working with our team to design systems that enhance the client-advisor relationship. We collaborate and work efficiently as a unit and this approach allows us to deliver meaningful relationship-building client service. Our intent is to make every client service interaction flow with value and professionalism.”
Robert holds FINRA Series 7 and 63 securities registrations through Commonwealth Financial Network®. He is also an Enrolled Agent and as such has been admitted to practice before the Internal Revenue Service.
Originally from Venezuela, Robert has made Massachusetts his home away from home. He, his wife, Christina and their daughter, Arielle enjoy a serene country setting in the town of Upton. “I enjoy the peace and quiet, our family walks – hills and woods everywhere you look. I also enjoy listening to music, cooking and working on PCs or projects - Legos with Arielle are special. Mostly, we love to travel, especially to visit friends and family and preferably to warm coastal locations.”
